DICGC premium paid up to 31/03/2009 Dividend 15% for the year 2007-2008 Locker facility at 10 branches Senior citizen 0.75% more interest rate on deposits of more than 1 year Net NPA 0% Franking of non-adhesive judicial stamps Eligible under TUF Scheme Nutan Tax Saving Deposit Scheme RTGS and NEFT Facilities available Core Banking Solution
   
History
 
    Demat since 2001.  
    Franking of Non-judicial Stamps of Gujarat State Govt. since 2005.  
    RTGS & NEFT facility.  
    Core Banking solution services .  
The Bank got Banking License No. UBD GJ 627 P on 30th October, 1986.
The Banks has got “Scheduled Bank” status from RBI on 29th January, 2000
 
Our Services
Branch Network
Home Loan Vehicle Loan   Personal Loan
 

The loan would be secured by equitable mortgage of the property financed by way of deposit of title deeds Two
personal guarantors are also required. Mortgage procedure shall be with the bank's approved advocate.
 
For New Vehicles 10% to 20 % and For Old Vehicles   20 % to 40 % Valuation Report & Insurance Policy must be
  required in case of 2nd  hand Car Loans.
 
Margin := 20 % the cost Repayment := 3 years
   
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