| Sr.No. |
Type of Advances
|
Rate |
| 1 |
Educational Secured Loan (Maximum Rs.10 Lacs)(For Studies within India) |
10.00% |
| 2 |
Educational Secured Loan (Maximum Rs.15 Lacs)(For Studies abroad) |
10.00% |
| 3 |
Educational unsecured Loan (Maximum Rs.2 Lacs) |
12.00% |
| 4 |
Housing Loan (Maximum Rs.50/- Lacs) |
9.00% * |
| 5 |
Against N S C / K V P / Relief Bond (Govt.Securities) |
10.00% |
| 6 |
Secured Advances to practicing Doctors / Medical Institutes |
10.00% |
| 7 |
Car Loan (New) |
10.00% |
| 8 |
Used Car |
12.00% |
| 9 |
Against L I C Policy |
11.50% |
| 10 |
Loan agst.Equitable Mort. of Office/ Shops/Factory, Land & Building |
12.00% |
| 11 |
Professional & Self Employed Persons (Secured) |
12.00% |
| 12 |
D.A. Bills Discounting (Under L/c) |
11.00% |
| 13 |
Loan agst.Commercial Vehicle |
12.50% |
| 14 |
Loan agst. Two Wheeler / Auto Rickshaw |
13.00% |
| 15 |
Loan agst. Plant & Machineries |
12.00% |
| 16 |
Loan agst. Furniture & Fixtures etc. |
12.50% |
| 17 |
Working Capital Term Loan (Max. Rs.5 Lacs & for max. period of 3 Yrs.) |
12.50% |
| 18 |
Term Loan agst. Mort.of existing Property (Max. Rs.10 Lacs) |
12.50% |
| 19 |
Against Demat Shares (Maximum Rs.10/- Lacs) |
12.00% |
| 20 |
O/D. agst. Property |
12.00% |
| 21 |
Hypothecation agst. Stock / Book-Debts |
12.00% |
| 22 |
D.A. Bills Discounting, Docu. Biils Purchased |
12.00% |
| 23 |
Loan agst. Hallmarked Jewellery (Existing loans only) |
13.00% |
| 24 |
Loan agst. Gold Ornaments (Existing loans only) |
14.00% |
| 25 |
Clean Loan |
15.00% |
| 26 |
Clean Cash-credit |
15.00% |
| 27 |
Personal Consumer Loans |
15.00% |
| 28 |
Loan / OD Agst. Bank FDR Over FDR rate |
+1% |
| 29 |
Loan / OD Agst. Third Party FDR Over FDR rate |
+3% |
