|
Type of Advances
|
Rate
|
|
VEHICLE |
|
|
Car Loan (New) |
11.50% |
|
Used Car |
13.50% |
|
Loan agst. Commercial Vehicle |
13.50% |
|
Loan agst. Two Wheeler / Auto Rickshaw |
13.50% |
|
GOVT. SECURITY |
|
|
Against N S C / K V P / Relief Bond (Govt.Securities) |
11.50% |
|
Against L I C Policy |
11.50% |
|
DEMAT SHARE |
|
|
Against Demat Shares (Maximum Rs.10/- Lacs) |
13.50% |
|
WORKING CAPITAL |
|
|
C.C.Hypothecation agst. Stock / Book-Debts |
13.00% |
|
Working Capital Term Loan (Max. Rs.5 Lacs & for max. period of 3 Yrs.) |
13.00% |
|
DA BILLS DISCOUNTING |
|
|
D.A. Bills Discounting (Under L/c) |
12.00% |
|
D.A. Bills Discounting, Docu. Biils Purchased |
13.00% |
|
MORT. OF PROPERTY |
|
|
Loan agst.Equitable Mort. of Office/ Shops/Factory, Land & Building |
13.00% |
|
Term Loan agst. Mort.of existing Property (Max. Rs.10 Lacs) |
13.00% |
|
O/D. agst. Property |
13.00% |
|
PLANT & MACHINERIES |
|
|
Loan agst. Plant & Machineries |
13.00% |
|
Loan agst. Furniture & Fixtures |
13.50% |
|
HOUSING |
|
|
Housing Loan (Maximum Rs.50/- Lacs) |
|
|
Loan upto Rs.10/- (Floating) |
10.50% |
|
Loan above Rs.10/- Lacs - (Floating) |
11.50% |
|
EDUCATIONAL |
|
|
Educational Secured Loan -Max Rs.10 Lacs - India, Max. Rs.20 Lacs - Abroad |
10.00% |
|
Educational unsecured Loan (Maximum Rs.4 Lacs) |
12.00% |
|
CLEAN LOAN |
|
|
Clean Loan / Personal Consumer Loans / Clean C C |
15.00% |
|
DOCTORs / MEDICAL INSTITUTE |
|
|
Secured Advances to Practising Doctors / Medical Institutes |
11.00% |
|
PROFESSIONAL |
|
|
Professional & Self Employed Persons (Secured) |
12.50% |
|
MICRO CREDIT (WEAKER SECTIONS) Not exceeding Rs.50000/- |
|
|
Secured loan to Artisans, Self Employed Persons, Village/Cottage Inds. |
11.00% |
|
GOLD LOAN |
|
|
Loan agst. Hallmarked Jewellery (existing loans only) |
13.00% |
|
Loan agst. Gold Ornaments (Existing loans only) |
14.00% |
|
Loan / OD Agst. Bank FDR Over FDR rate |
1% |
|
Loan / OD Agst. Third Party FDR Over FDR rate |
3% |
