Funds Transfer Facility Available DICGC premium paid up to 31/03/2013 Dividend 15% for the year 2011-2012 Locker facility at 10 branches Senior citizen 0.75% more interest rate on deposits of more than 1 year Net NPA 0% Franking of non-adhesive judicial stamps Nutan Tax Saving Deposit Scheme RTGS and NEFT Facilities available Core Banking Solution Attractive Rate for Doctors & Medical Institutes
SERVICE CHARGE (w.e.f.23/11/2011)
SR TYPE OF SERVICE CHARGES [Including ST/EC/ & HEC]
1 INWARD Cheques for COLLECTION [ Per cheque ] Rs.1.15 Per Rs.1000/-(Minimum Rs.10/-) + Rs.25/- Postage + D.D Charges As Applicable
2 OUTWARD Cheques for COLLECTION [ Per Cheque] (1) Up to Rs.5000/- Rs.25/- (Including Postage )
(2) Rs.5001/- to Rs.10000/- Rs.1.15 Per Rs.1000/- + Postage Rs.25/- [ Minimum Rs.35/- & Maximum Rs.50/-]
(3) Rs.10001/- to Rs.1/- Lac --> Rs.1.15 per Rs.1000/- + postage Rs.25/- [Minimum Rs.50/- & Maximum Rs.100/- ]
(4) Rs.1/- Lac & above. Rs.1.15 Per Rs.1000/- + postage Rs.25/- [Minimum Rs.100/- & Maximum Rs.150/-]
3 INWARD Cheques RETURN / ECS DEBIT RETURN CHARGES
CD/CC/OD SAVING A/CS [Cheque / ECS Interest @ 13.00 % Minimum Rs.50/-
4 OUTWARD CHEQUE RETURN  
  CURRENT A/C. Rs.25/-
  C/C / O/D A/C Interest @ 13.00 % Minimum Rs.25/-
LOAN A/C (Chq./ ECS RET.) Rs.100/-
  SAVINGS A/Cs Nil
5 CHEQUE BOOK ISSUE  
SAVINGS A/Cs. 30 Cheque free p.a. if Minimum Average Balance
More than Rs.1000/- per quarter other wise Rs.1/- Per Cheque
CURRENT / CC / OD A/C. Rs. 1/- Per cheque
6 MICR CLEARING CHARGES NIL
7 DEMAND DRAFTS  
  HDFC BANK CHEQUES Rs. 0.30 per Rs.1000/-(Minimum Rs.5/-)
  SBI DDs Upto Rs.5000/- Rs.25/- (2) Rs.5001/- to Rs.10,000/- Rs.41/- (3) Rs.10,001/- to Rs.1,00,000/- Rs.3/- per thousand [Minimum Rs.51/-] (4) Above Rs.1,00,000/- Rs.3/- per thousand
8 PAY ORDER w,e,f, 01/02/2012. (1) Upto Rs.25000/-Rs10/-
(2) Rs.25001/- to Rs.100000/- Rs.25/-
(3) Above Rs.100000/- RS.50/-
9 ELECTRONIC PRODUCT Charges
  OUTWARD TRANSACTION
  (i) RTGS RTGS Facility Above Rs.2/- Lacs only
(1) Rs.2 Lac to Rs.5 Lac - Rs.25/ per transaction
(2) Above Rs.5 Lac - Rs.50/- per transaction
  (ii) NEFT  w.e.f. 01/08/2012 (1) Upto Rs.10,000/- Rs.2.50/- Per transaction
(2) Above Rs. 10,001/- & upto Rs.1/- Lac Rs.5/- per transaction
(3) Above Rs.1/- Lac to Rs.2/- Lac Rs.15/- Per transaction
(4) Above Rs.2/- Lacs Rs.25/- Per transaction.
INWARD TRANSACTION
(i) RTGS Nil
  (ii) NEFT Nil
  (iii) ECS Nil
10 CASH CHARGES
 (1) Upto Rs.20000/- Nil
(2) Above Rs.20000/- Rs.6/- per Rs.10000/-
11 FI CHARGES (a) Rs. 250/- for Individual & Rs.750/- for Firm /Companies. - In all categories of Advances except Loan/O/d. agst. Govt. Sec., FDR , LIC Policy, Shares, Gold Loan etc. [ For Increase of Limit no F.I. Charges.]
12 INCIDENTAL CHARGES
  FOR CD/CC/OD A/Cs Rs. 0.80 per entry [ Minimum Rs.50/- Half Yearly ]
  FOR SAVINGS A/Cs Nil
13 BANK GUARANTEE * [ When Issued by our Banks Only ]
(i) PERFORMANCE Rs.2.25/- per Rs.100/-p.a or part there on quarterly basis+ Rs.100/- issue charge
  (ii) FINANCIAL  Rs.2.75/- per Rs.100/-p.a or part there on quarterly basis + Rs.100/- issue charge
  (iii) WITH 100% CASH MARGIN Rs.1.15/- per Rs.100/-p.a or part there on quarterly basis + Rs.100/- issue charge
14 LETTER OF CREDIT * [ When Issued by our Banks Only ]
    0.15% L/c opening comm. & 0.25% on Realisation
15 DOCUMENTARY DEMAND BILLS Rs.0.30 per Rs.100/- [ Minimum Rs.20/- ] + Rs.25/-
16 DOCUMENTARY SIGHT BILLS / Purchased
/ Ussance Bills Discoun.		 Rs.0.30 per Rs.100/- [ Minimum Rs.20/- ] Per Bill + Rs.25/-
17a DOCUMENTARY DEMAND / Docu.
Ussance Bills 		Rs.0.30 per Rs.100/- [ Minimum Rs.20/-) Per Bill + Rs. 25/- Postage + Interest @ 13 % p.a.
17b D.A. Bills Discounting Under L/c Rs. 25/- Postage + Interest @ 12 % P.a.
18 LOCKER RENT (PER YEAR) (w.e.f. 01/07/2012) One Year Two Year Three Year
  SIZE A RS 715/- RS 1370/- RS 1950/-
  SIZE B RS 965/- RS 1845/- RS 2625/-
  SIZE C RS 990/- RS 1895/- RS 2700/-
SIZE D RS 1155/- RS 2235/- RS 3150/-
SIZE E RS 1430/- RS 2745/- RS 3900/-
  SIZE F RS 1790/- RS 3455/- RS 4875/-
  SIZE G RS 1815/- RS 3505/- RS 4950/-
  SIZE H RS 2365/- RS 4535/- RS 6450/-
  SIZE L RS 3575/- RS 6910/- RS 9750/-
19 MISCELLANEOUS CHARGES  
  (i) GODOWN INSPECTION CHARGES
(HALF YEARLY)		 For C.C. Stock & Book-debt Limit 
(1) UPTO RS.10/- Lacs - Rs.100/-
(2) Above RS.10/-Lacs -  Rs.200/-
  ii) INSPECTION CHARGES Rs.100/- For Machinery Loan, Instrument loan, Housing Loan, Property Loan, Vehicle Loan etc.
  (iii)SIGNATURE VERIFICATION RS.25/-
  (iv)STOP PAYMENT INSTRUCTION  
CHARGES		 RS.25/-
  (v)ACCOUNT CLOSURE Rs.50/- If Closed Within a year.
20 CHARGES FOR NON-MAINTENANCE
of Minimum Monthly Average Balance 		 
  SAVINGS / Current  A/C  
  [ For SB Minimum Bal. Rs.1000/-] Nil
  [ For Cur Minimum Bal. Rs.2000/-] Rs. 10/- per month
21 Issue of Solvency Certificate (1) upto Rs.1 Lac - Rs.100/-
(2) Above Rs. 1 Lac to Rs.10 Lac - Rs.200/-
(3) Above Rs.10 Lacs - RS.500/-
* Bank Guarantee and L/cs issued by other Bank charges will be applicable as per respective Bank's norms
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