As on 01/06/2021
| SR | TYPE OF SERVICES | Service Charges | |
|---|---|---|---|
| 1 | INWARD Bills for COLLECTION [ Per Bill ] | Rs.1.00 Per Rs.1000/-(Minimum Rs.10/-) + Rs.25/-Postage + D.D Charges As Applicable + GST | |
| 1a | OUTWARD Bills for COLLECTION [ Per Bill ] |
1. Upto Rs.5000/- Rs.25 (Including Postage) + GST 2. Rs.5,001/- to Rs.10,000/- Rs.1.00 per Rs.1000/- + postage Rs.25/-(Minimum Rs.35/- & Maximum Rs.50/-) + GST 3. Rs.10,001/- to Rs.1/- Lac Rs.1.00 per Rs.1000/- + postage Rs.25/- (Maxium Rs.100/-) + GST 4. Rs.1/- Lac and above Rs.1.00 per Rs.1000/- + postage Rs.25/- (Maximum Rs.150/-) + GST |
|
| 2 | Syndicate ASBA rejection charges [ Per Application] | Rs.300/- + GST | |
| 3 | Documentary Demand / Doc. Ussance Bills for collection | Rs.0.30 per Rs.100/- [ Minimum Rs.20/-) Per Bill + Rs. 25/- Postage + GST | |
| 4 | INWARD Cheques RETURN / ECS DEBIT RETURN | ||
| CD/CC/OD SAVING A/CS [Cheque / ECS] | Interest @ 15.00 % Minimum Rs.100/- + GST | ||
| 5 | OUTWARD CHEQUE RETURN | ||
| CURRENT A/C. | Rs.50/- + GST | ||
| C/C / O/D A/C | Interest @ 10.75 % Minimum Rs.50/- + GST | ||
| LOAN A/C (Chq./ ECS RET.) | Rs.100/- + GST | ||
| SAVINGS A/Cs | Nil | ||
| 6 | CHEQUE BOOK ISSUE | ||
| SAVINGS A/Cs. |
48 Cheque free p.a. if Minimum Average Balace More than Rs.1000/- per quarter other wise Rs.2/- Per Ch. + GST |
||
| CURRENT / CC / OD A/C. | Rs.2/- Per cheque + GST | ||
| 7 | MICR CLEARING CHARGES | NIL | |
| 8 | DEMAND DRAFTS | ||
| HDFC BANK CHEQUES | (1)Upto Rs.25000/-Rs10/- (2) Rs.25001/- to Rs.100000/- Rs.25/- (3)Above Rs.100000/- RS.50/- + GST | ||
| SBI DDs |
1. Upto Rs.5,000/- Rs.25/- + GST 2. Rs.5,001/- to Rs.10,000/- Rs.41/- + GST 3. Rs.10,001/- to Rs.1,00,000/- Rs.3/- per thousand , (Minimum Rs.51/-) + GST 4. Above Rs.1,00,000/- Rs.3/- per thousand , (Minimum Rs.306/- and Maximum Rs.12733/- + GST |
||
| 9 | PAY ORDER |
(1) Upto Rs.25000/-Rs10/- + GST (2) Rs.25001/- to Rs.100000/- Rs.25/- + GST (3) Above Rs.100000/- RS.50/- + GST |
|
| 10 | ELECTRONIC PRODUCT Charges | ||
| OUTWARD TRANSACTION | |||
| (i) RTGS (Above Rs.2/- Lac) | Nil | ||
| (ii) NEFT |
Nil |
||
| INWARD TRANSACTION | |||
| (i) RTGS | Nil | ||
| (ii) NEFT | Nil | ||
| (iii) ECS | Nil | ||
| 11 | SMS Charges | ||
| (i) Saving A/c. | Rs.3/- Per Quarter + GST Per Quarter | ||
| (ii) Current / CC A/c. | Rs.6/- Per Quarter + GST Per Quarter | ||
| 12 | CASH CHARGES |
(1) Upto Rs.20000/- Nil (2) Above Rs.20000/- Rs.6/- per Rs.10000/- + GST |
|
| 13 | FI CHARGES / PROCESSING FEE ( w.e.f. 01/02/2020) |
Precessing Fees for New Customer as under :- [w.e.f. 01/02/2020] (1) Minimum Rs.500/- for Advances upto Rs.2 Lac. + GST (2) Rs.2000/- for Adv. > Rs.2 Lac and Upto Rs.10/-Lac + GS (3) 0.20% on Adv. > Rs.10/- Lac - + GST Maximum Rs.100000/- (Including CIC Charges] + GST * Processing fees also to be recovered from existing customer in case of increase in limit. It should be recovered on 0.20% of increased / addition in present sanctioned limit. (Maximim Rs.2,00,000/-) + GST *No Processing fee for OD agst.FDR, Loan/OD agst. Govt. Securities, LIC, Demat Shares * For more details refer Revision of Processing Fee circular dtd.30/01/2020.
|
|
| 14 | INCIDENTAL CHARGES | ||
| FOR CD/CC/OD A/Cs | Rs. 0.90 per entry [ Minimum Rs.150/- Half Yearly ] + GST | ||
| FOR SAVINGS A/Cs | Nil | ||
| 15 | BANK GUARANTEE | * [ When Issued by our Banks Only ] | |
| (i) PERFORMANCE | Rs.2.00/- per Rs.100/-p.a or part there on quarterly basis+ Rs.100/- issue charge + GST | ||
| (ii) FINANCIAL |
Rs.2.25/- per Rs.100/-p.a or part there on quarterly basis + Rs.100/- issue charge + GST
If guarantee issued with 25% cash margin, unsecured portion should be covered by extension of charge by way of equitable mortgage of property or Hypo. of Stock / Book-Debts / Machineries etc. |
||
| (iii) WITH 100% CASH MARGIN |
1. Rs.0.55/- per Rs.100/-p.a or part there on quarterly basis + Rs.100/- issue charge + GST if Bank Guarantee is Rs.2/- Crore and above. 2. Rs.0.75/- per Rs.100/-p.a or part there on quarterly basis + Rs.100/- issue charge + GST if Bank Guarantee is Below Rs.2/- Crore |
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| 15 (a) | BANK GUARANTEE | * [ When issued through Other Bank] | |
| (i) PERFORMANCE and FINANCIAL | Rs.2.75/- per Rs.100/-p.a + GST or part there on quarterly basis+ Rs.575- issue charge [ Minimum 1 Quarter] | ||
|
(ii) WITH 100 % CASH MARGIN
* Branches have to collect Bank Guarantee charges from the party as per above mentioned rate and when advice is received from Head Office respond the advice and directly debit to Profit & Loss a/c. |
Rs.0.69/- per Rs.100/-p.a + GST or part there on quarterly basis + Rs.575/- issue charge [ Minium 1 Quarter] | ||
| 16 | LETTER OF CREDIT | * [ When Issued by our Banks Only ] | |
| Particulars | Commission Rates | ||
|
1
|
LC Opening Charges / Commitment charges | 0.15% per quarter, with minimum of one quarter, and beyond one quarter 0.05% per month or part thereof. + GST | |
| 2 | Usance Charges | ||
| a) Sight Bills | 0.15% flat rate per bill + GST | ||
| b) Usance upto 3 months + GST | 0.30% Minimum | ||
| c) Usance beyond 3 months | 0.30% Minimum + 0.10% per month for the period beyond 3 months + GST | ||
| Opening / Commitment + Usance Charges | As above with Minimum of Rs. 2000.00 + GST | ||
| 3 | Retirement of bills under LC | Rs. 500/- flat per bill + GST | |
| 4 | Amendment of LC |
Rs.1000/- flat rate for each ammendment + GST |
|
| 5 | SWIFT/SFMS chargs for New LC | Rs.300/- flat per bill + GST | |
| 6 | SWIFT /SFMS charges for amendments | Rs.250/- flat per bill + GST | |
| 7 |
Receipt of discrepant Documents
* Bank Guarantee and L/cs issued by other Bank charges will be applicable as per respective Bank's Norms |
Rs.1000/- flat rate for each amendment + GST | |
| 17 | LOCKER RENT + GST | One Year | Two Year | Three Year |
| Size A | 900 | 1750 | 2500 | |
| Size B | 1200 | 2400 | 3500 | |
| Size C | 1300 | 2500 | 3600 | |
| Size D | 1600 | 3100 | 4600 | |
| Size E | 1900 | 3600 | 5200 | |
| Size F | 2500 | 4800 | 7000 | |
| Size G | 2500 | 4800 | 7000 | |
| Size H | 3200 | 6200 | 9000 | |
| Size L | 4800 | 9000 | 13000 |
| 18 | MISCELLANEOUS CHARGES | |
|
(i) GODOWN INSPECTION CHARGES (HALF YEARLY) |
For C.C. Stock & Book-debt Limit (1) UPTO RS.10/- Lacs - Rs.100/- + GST (2) Above RS.10/-Lacs - Rs.200/- + GST |
|
| (ii) INSPECTION CHARGES | Rs.100/- For Machinery Loan, Instrument loan, Housing Loan, Property Loan, Vehicle Loan etc. + GST | |
| (iii)SIGNATURE VERIFICATION | RS.25/- + GST | |
|
(iv)STOP PAYMENT INSTRUCTION CHARGES |
RS.25/- + GST | |
| (v)ACCOUNT CLOSURE | Rs.50/- If Closed Within a year. + GST | |
| 19 |
CHARGES FOR NON-MAINTENANCE of Minimum Monthly Average Balance |
|
| SAVINGS / Current A/C | ||
| [ For SB Minimum Bal. Rs.1000/-] + GST | Nil | |
| [ For Cur Minimum Bal. Rs.2000/-] + GST | Nil | |
| 20 | Issue of Solvency Certificate |
(1) upto Rs.1 Lac - Rs.100/- + GST (2) Above Rs. 1 Lac to Rs.10 Lac - Rs.200/- + GST (3) Above Rs.10 Lacs - RS.500/- + GST |
| 21 | ATM Charges |
Upto 5 transaction per month - Nil Above 5 transaction - Per transaction Rs.25/- View statement - Nil |
| 22 | Demat Charges | Demat Charges will be available in Demat Sections |
| * Bank Guarantee and L/cs issued by other Bank charges will be applicable as per respective Bank's norms | ||
